Capital that builds the internet communities need
Fund & Invest
Connect Humanity is a community development loan fund built for digital access and inclusion. We lend to community-centered operators, including municipal networks, cooperatives, tribal networks and local providers, cycling repayments to the next community.
We’re raising grants, loans and investments to grow that lending.
Our loan fund is designed to keep capital in circulation
Capital comes in
Foundations, banks and impact-aligned investors capitalize the fund. Grants and first-loss capital take on early risk, which lets us attract larger loans and investments.
We lend
Community-centered operators use our patient finance to build and upgrade their networks.
Capital recycles
As loans repay, we relend to the next community, so a single dollar can finance several projects over its lifetime.
Interest supports adoption
Part of our interest income is designed to fund digital skills, devices and affordability.
Ways to fund our work
Capitalize our loan fund
We blend capital, from grants and first-loss to repayable investment, so we can lend in underinvested communities while still generating returns for those who need them.
Fund place-based initiatives
We build state-level funds with public partners. These funds draw on public money that needs philanthropic or private match, so a match grant unlocks that capital and gets lending started sooner.
Support our operations
Unrestricted grants fund the team that finds, evaluates and supports every loan, and our operations as we work towards sustainability.
Who we work with
Grants, PRIs and recoverable grants to the loan fund; match funding for place-based funds; or unrestricted operating support. We’re happy to structure a mix that fits your payout and mission goals.
Our lending serves low-income, rural and tribal markets that align with many banks’ assessment areas, so loans and EQ2 investments may be CRA-eligible.
Loans and investments on terms from concessionary to near-market-rate. Side letters let you direct capital to specific states or regions.
Grants to the loan fund or our operations, including recoverable grants where your DAF sponsor allows them.
We design place-based revolving loan funds and other programs with states and economic development agencies.
Our track record
What our pilot fund delivered
Our pilot fund I financed connectivity for rural and low-income communities in Alabama, California, Georgia, North Carolina, Puerto Rico and Texas, while delivering responsible returns.
Invested across five deals
Additional capital leveraged
Households and businesses connected
In tracked economic ripple effects
Learn more about our approach to impact investing
Ready to talk?
Tell us what kind of capital you’re considering, and we’ll walk you through the fund, our pipeline, and how we can support your priorities.